Tax-Free Yearly Cash Flow. Fully-managed, long-term Bitcoin-backed borrowing program that allows you to generate permanent, predictable, and tax-efficient cash flow without selling your Bitcoin or actively managing a loan.

It works by maintaining a loan against your BTC collateral and strategically increasing the loan amount over time so you can keep receiving payouts year after year.

You retain full Bitcoin ownership at all times—your assets are never rehypothecated.



Unlike a standard loan, Perpetual Income:
  • Starts at a low LTV (10–30%, although you can start up to 50%), reducing margin call risk and allowing you to continue withdrawing more against the same amount of collateral in perpetuity
  • Requires no monthly payments — interest is capitalized and rolled over annually
  • Can run perpetually for ongoing cash flow
  • Is fully managed by Arch — “set and forget”

Bitcoin Perpetual Income Strategy